{"id":1703,"date":"2019-04-11T00:00:00","date_gmt":"2019-04-10T22:00:00","guid":{"rendered":"https:\/\/atlax360.com\/wp-staging4\/?p=1703"},"modified":"2023-03-27T11:48:29","modified_gmt":"2023-03-27T09:48:29","slug":"3-consejos-para-una-optima-gestion-de-riesgo-de-credito","status":"publish","type":"post","link":"https:\/\/atlax360.com\/pt-pt\/blog\/3-consejos-para-una-optima-gestion-de-riesgo-de-credito\/","title":{"rendered":"3 Conselhos para a melhor gest\u00e3o do risco de cr\u00e9dito"},"content":{"rendered":"

Hoje em dia, a an\u00e1lise correta do risco de cr\u00e9dito assume uma import\u00e2ncia cada vez maior no estabelecimento de acordos comerciais seguros e fi\u00e1veis. Num contexto de fortes varia\u00e7\u00f5es econ\u00f3micas, as organiza\u00e7\u00f5es devem incluir na sua agenda estrat\u00e9gias preditivas para se conseguirem antecipar a eventuais perdas de liquidez, com o objetivo de tomar decis\u00f5es comerciais eficazes, ter um percurso de crescimento e otimizar os seus recursos.<\/p>\n

 <\/p>\n

Neste sentido, a inova\u00e7\u00e3o tecnol\u00f3gica aplicada ao conceito de Business Intelligence proporciona uma s\u00e9rie de solu\u00e7\u00f5es que s\u00e3o de grande utilidade para as empresas que querem reduzir o risco financeiro associado \u00e0 atribui\u00e7\u00e3o de cr\u00e9ditos. Passo a indicar algumas recomenda\u00e7\u00f5es e tend\u00eancias que conduzem a esse prop\u00f3sito:<\/p>\n

 <\/p>\n

1. Tecnologia Big Data e digitaliza\u00e7\u00e3o<\/h3>\n

De acordo com estudos do Fundo Monet\u00e1rio Internacional (FMI), o aumento do risco associado \u00e0 atribui\u00e7\u00e3o de cr\u00e9ditos a empresas insolventes e com pouca capacidade de pagamento aponta para maiores probabilidades de uma crise econ\u00f3mica grave. Nesse sentido, a morosidade n\u00e3o s\u00f3 tem impacto nos neg\u00f3cios – ao n\u00e3o receber atempadamente o pagamento acordado, aumentam os encargos financeiros, o que provoca perda de capital, restringe proje\u00e7\u00f5es e a capacidade de inovar \u2013 como tamb\u00e9m afeta os processos macroecon\u00f3micos de cada pa\u00eds.<\/p>\n

A maioria das empresas faz uma gest\u00e3o de risco de cr\u00e9dito manual, artesanal at\u00e9, o que as leva a investir demasiado tempo e recursos na identifica\u00e7\u00e3o das contas financeiras dos clientes e no seu desenvolvimento.<\/p>\n

No entanto, a digitaliza\u00e7\u00e3o e o Big Data s\u00e3o alternativas eficazes para contornar esta situa\u00e7\u00e3o. E porqu\u00ea? A enorme quantidade de dados que as organiza\u00e7\u00f5es recolhem acerca dos seus clientes – informa\u00e7\u00e3o sobre contas anuais, evolu\u00e7\u00e3o nos pagamentos e incumprimentos, o tempo que tardam a cancelar uma fatura, o seu comportamento no pagamento de impostos, entre outras vari\u00e1veis – pode resultar em vantagens competitivas se esses dados forem corretamente administrados e processados.<\/p>\n

2. Implementar ferramentas de Intelig\u00eancia Artificial e\u00a0machine learning<\/em><\/h3>\n

A Intelig\u00eancia Artificial \u00e9 fundamental no que diz respeito \u00e0 interpreta\u00e7\u00e3o dos dados devido ao facto de, gra\u00e7as \u00e0 integra\u00e7\u00e3o de algoritmos de\u00a0machine learning<\/em>\u00a0e \u00e0 aplica\u00e7\u00e3o de an\u00e1lises preditivas, se poderem estabelecer par\u00e2metros para detetar padr\u00f5es que permitam saber quais s\u00e3o os potenciais clientes que incorrer\u00e3o em morosidade ou incumprimento. Quando uma empresa implementa um modelo de machine learning, as ferramentas s\u00e3o atualizadas sem interven\u00e7\u00e3o humana, j\u00e1 que est\u00e3o a \u201caprender\u201d constantemente em conson\u00e2ncia com os dados que v\u00e3o compilando.<\/p>\n

3. Reduzir custos atrav\u00e9s de plataformas cloud e modelos SaaS<\/h3>\n

O termo cloud refere-se \u00e0 presta\u00e7\u00e3o de servi\u00e7os de neg\u00f3cio e tecnologia, aos quais se tem acesso atrav\u00e9s da Internet e se fornecem num modelo de\u00a0outsourcin<\/em>g. Por outro lado, o SaaS ou\u00a0Software as a Service<\/em>\u00a0permite aos utilizadores aceder a aplica\u00e7\u00f5es e software alojadas na cloud atrav\u00e9s de um modelo de subscri\u00e7\u00e3o \u00e0 medida.<\/p>\n

As empresas que adquirem estas solu\u00e7\u00f5es no \u00e2mbito da gest\u00e3o do risco de cr\u00e9dito e demais processos financeiros internos beneficiam de melhorias que se traduzem nos seguintes benef\u00edcios:<\/p>\n

    \n
  • Ganho em efici\u00eancia e agilidade de tarefas, gra\u00e7as \u00e0 automatiza\u00e7\u00e3o<\/li>\n
  • Incremento nas vendas a cr\u00e9dito de forma segura<\/li>\n
  • Diminui\u00e7\u00e3o da morosidade do pagamento, melhorando a sua liquidez<\/li>\n
  • Acesso total \u00e0 informa\u00e7\u00e3o a partir de qualquer dispositivo (tecnologia\u00a0cloud<\/em>)<\/li>\n<\/ul>\n

    A assimila\u00e7\u00e3o destes recursos requer a sincroniza\u00e7\u00e3o dos processos internos da empresa com plataformas preditivas e automatizadas, fomentando assim os standards de qualidade da venda a cr\u00e9dito. Isto quer dizer que, para fazer um melhor aproveitamento destas ferramentas, deve haver um forte compromisso por parte da empresa no que se refere \u00e0 implementa\u00e7\u00e3o de solu\u00e7\u00f5es e m\u00e9todos de automatiza\u00e7\u00e3o e inova\u00e7\u00e3o<\/p>\n","protected":false},"excerpt":{"rendered":"

    Hoje em dia, a an\u00e1lise correta do risco de cr\u00e9dito assume uma import\u00e2ncia cada vez maior no estabelecimento de acordos comerciais seguros e fi\u00e1veis. Num contexto de fortes varia\u00e7\u00f5es econ\u00f3micas, as organiza\u00e7\u00f5es devem incluir na sua agenda estrat\u00e9gias preditivas para se conseguirem antecipar a eventuais perdas de liquidez, com o objetivo de tomar decis\u00f5es comerciais […]<\/p>\n","protected":false},"author":3,"featured_media":1039,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[40,42],"tags":[54,51,52,53],"class_list":["post-1703","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-seguro-credito-pt","category-todos-posts","tag-padrao-pt","tag-risco-pt","tag-seguro-de-credito-pt","tag-venda-a-credito-pt"],"yoast_head":"\n3 Conselhos para a melhor gest\u00e3o do risco de cr\u00e9dito<\/title>\n<meta name=\"description\" content=\"Gesti\u00f3n de cr\u00e9dito y cobro B2B Atlax 360 Order to Cash\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/atlax360.com\/pt-pt\/blog\/3-consejos-para-una-optima-gestion-de-riesgo-de-credito\/\" \/>\n<meta property=\"og:locale\" content=\"pt_PT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"3 Conselhos para a melhor gest\u00e3o do risco de cr\u00e9dito\" \/>\n<meta property=\"og:description\" content=\"Gesti\u00f3n de cr\u00e9dito y cobro B2B Atlax 360 Order to Cash\" \/>\n<meta property=\"og:url\" content=\"https:\/\/atlax360.com\/pt-pt\/blog\/3-consejos-para-una-optima-gestion-de-riesgo-de-credito\/\" \/>\n<meta property=\"og:site_name\" content=\"Atlax 360\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Atlax360\/\" \/>\n<meta property=\"article:published_time\" content=\"2019-04-10T22:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-03-27T09:48:29+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/atlax360.com\/wp-content\/uploads\/2023\/02\/blog58.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"550\" \/>\n\t<meta property=\"og:image:height\" content=\"367\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Alberto Tendero\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Alberto Tendero\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tempo estimado de leitura\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":[\"Article\",\"BlogPosting\"],\"@id\":\"https:\\\/\\\/atlax360.com\\\/pt-pt\\\/blog\\\/3-consejos-para-una-optima-gestion-de-riesgo-de-credito\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/atlax360.com\\\/pt-pt\\\/blog\\\/3-consejos-para-una-optima-gestion-de-riesgo-de-credito\\\/\"},\"author\":{\"name\":\"Alberto Tendero\",\"@id\":\"https:\\\/\\\/atlax360.com\\\/pt-pt\\\/#\\\/schema\\\/person\\\/76c96f00fba3fe89da4e69f73010cfee\"},\"headline\":\"3 Conselhos para a melhor gest\u00e3o do risco de cr\u00e9dito\",\"datePublished\":\"2019-04-10T22:00:00+00:00\",\"dateModified\":\"2023-03-27T09:48:29+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/atlax360.com\\\/pt-pt\\\/blog\\\/3-consejos-para-una-optima-gestion-de-riesgo-de-credito\\\/\"},\"wordCount\":672,\"publisher\":{\"@id\":\"https:\\\/\\\/atlax360.com\\\/pt-pt\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/atlax360.com\\\/pt-pt\\\/blog\\\/3-consejos-para-una-optima-gestion-de-riesgo-de-credito\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/atlax360.com\\\/wp-content\\\/uploads\\\/2023\\\/02\\\/blog58.jpg\",\"keywords\":[\"padr\u00e3o\",\"risco\",\"seguro de cr\u00e9dito\",\"venda a cr\u00e9dito\"],\"articleSection\":[\"Seguro Cr\u00e9dito\",\"Todos os posts\"],\"inLanguage\":\"pt-PT\"},{\"@type\":[\"WebPage\",\"ItemPage\"],\"@id\":\"https:\\\/\\\/atlax360.com\\\/pt-pt\\\/blog\\\/3-consejos-para-una-optima-gestion-de-riesgo-de-credito\\\/\",\"url\":\"https:\\\/\\\/atlax360.com\\\/pt-pt\\\/blog\\\/3-consejos-para-una-optima-gestion-de-riesgo-de-credito\\\/\",\"name\":\"3 Conselhos para a melhor gest\u00e3o do risco de cr\u00e9dito\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/atlax360.com\\\/pt-pt\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/atlax360.com\\\/pt-pt\\\/blog\\\/3-consejos-para-una-optima-gestion-de-riesgo-de-credito\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/atlax360.com\\\/pt-pt\\\/blog\\\/3-consejos-para-una-optima-gestion-de-riesgo-de-credito\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/atlax360.com\\\/wp-content\\\/uploads\\\/2023\\\/02\\\/blog58.jpg\",\"datePublished\":\"2019-04-10T22:00:00+00:00\",\"dateModified\":\"2023-03-27T09:48:29+00:00\",\"description\":\"Gesti\u00f3n de cr\u00e9dito y cobro B2B Atlax 360 Order to Cash\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/atlax360.com\\\/pt-pt\\\/blog\\\/3-consejos-para-una-optima-gestion-de-riesgo-de-credito\\\/#breadcrumb\"},\"inLanguage\":\"pt-PT\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/atlax360.com\\\/pt-pt\\\/blog\\\/3-consejos-para-una-optima-gestion-de-riesgo-de-credito\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-PT\",\"@id\":\"https:\\\/\\\/atlax360.com\\\/pt-pt\\\/blog\\\/3-consejos-para-una-optima-gestion-de-riesgo-de-credito\\\/#primaryimage\",\"url\":\"https:\\\/\\\/atlax360.com\\\/wp-content\\\/uploads\\\/2023\\\/02\\\/blog58.jpg\",\"contentUrl\":\"https:\\\/\\\/atlax360.com\\\/wp-content\\\/uploads\\\/2023\\\/02\\\/blog58.jpg\",\"width\":550,\"height\":367,\"caption\":\"3 Consejos para una optima gestion de riesgo de credito\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/atlax360.com\\\/pt-pt\\\/blog\\\/3-consejos-para-una-optima-gestion-de-riesgo-de-credito\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Seguro Cr\u00e9dito\",\"item\":\"https:\\\/\\\/atlax360.com\\\/pt-pt\\\/blog\\\/categoria\\\/seguro-credito-pt\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"3 Conselhos para a melhor gest\u00e3o do risco de cr\u00e9dito\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/atlax360.com\\\/pt-pt\\\/#website\",\"url\":\"https:\\\/\\\/atlax360.com\\\/pt-pt\\\/\",\"name\":\"Atlax 360\",\"description\":\"Gestionamos OTC de forma f\u00e1cil y r\u00e1pida.\",\"publisher\":{\"@id\":\"https:\\\/\\\/atlax360.com\\\/pt-pt\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/atlax360.com\\\/pt-pt\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"pt-PT\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/atlax360.com\\\/pt-pt\\\/#organization\",\"name\":\"Atlax 360\",\"alternateName\":\"Atlax 360 Risk Management Designated Activity Company\",\"url\":\"https:\\\/\\\/atlax360.com\\\/pt-pt\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-PT\",\"@id\":\"https:\\\/\\\/atlax360.com\\\/pt-pt\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/atlax360.com\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/atlax-360-logo-seo.png\",\"contentUrl\":\"https:\\\/\\\/atlax360.com\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/atlax-360-logo-seo.png\",\"width\":1200,\"height\":675,\"caption\":\"Atlax 360\"},\"image\":{\"@id\":\"https:\\\/\\\/atlax360.com\\\/pt-pt\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/Atlax360\\\/\",\"https:\\\/\\\/www.youtube.com\\\/@atlax360\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/71519339\\\/admin\\\/dashboard\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/atlax360.com\\\/pt-pt\\\/#\\\/schema\\\/person\\\/76c96f00fba3fe89da4e69f73010cfee\",\"name\":\"Alberto Tendero\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-PT\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/2f6236eb79333ba3a6127ee7e74a483d4c19d19d24e30fa36ddb7cc54ce6ab70?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/2f6236eb79333ba3a6127ee7e74a483d4c19d19d24e30fa36ddb7cc54ce6ab70?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/2f6236eb79333ba3a6127ee7e74a483d4c19d19d24e30fa36ddb7cc54ce6ab70?s=96&d=mm&r=g\",\"caption\":\"Alberto Tendero\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"3 Conselhos para a melhor gest\u00e3o do risco de cr\u00e9dito","description":"Gesti\u00f3n de cr\u00e9dito y cobro B2B Atlax 360 Order to Cash","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/atlax360.com\/pt-pt\/blog\/3-consejos-para-una-optima-gestion-de-riesgo-de-credito\/","og_locale":"pt_PT","og_type":"article","og_title":"3 Conselhos para a melhor gest\u00e3o do risco de cr\u00e9dito","og_description":"Gesti\u00f3n de cr\u00e9dito y cobro B2B Atlax 360 Order to Cash","og_url":"https:\/\/atlax360.com\/pt-pt\/blog\/3-consejos-para-una-optima-gestion-de-riesgo-de-credito\/","og_site_name":"Atlax 360","article_publisher":"https:\/\/www.facebook.com\/Atlax360\/","article_published_time":"2019-04-10T22:00:00+00:00","article_modified_time":"2023-03-27T09:48:29+00:00","og_image":[{"width":550,"height":367,"url":"https:\/\/atlax360.com\/wp-content\/uploads\/2023\/02\/blog58.jpg","type":"image\/png"}],"author":"Alberto Tendero","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"Alberto Tendero","Tempo estimado de leitura":"3 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":["Article","BlogPosting"],"@id":"https:\/\/atlax360.com\/pt-pt\/blog\/3-consejos-para-una-optima-gestion-de-riesgo-de-credito\/#article","isPartOf":{"@id":"https:\/\/atlax360.com\/pt-pt\/blog\/3-consejos-para-una-optima-gestion-de-riesgo-de-credito\/"},"author":{"name":"Alberto Tendero","@id":"https:\/\/atlax360.com\/pt-pt\/#\/schema\/person\/76c96f00fba3fe89da4e69f73010cfee"},"headline":"3 Conselhos para a melhor gest\u00e3o do risco de cr\u00e9dito","datePublished":"2019-04-10T22:00:00+00:00","dateModified":"2023-03-27T09:48:29+00:00","mainEntityOfPage":{"@id":"https:\/\/atlax360.com\/pt-pt\/blog\/3-consejos-para-una-optima-gestion-de-riesgo-de-credito\/"},"wordCount":672,"publisher":{"@id":"https:\/\/atlax360.com\/pt-pt\/#organization"},"image":{"@id":"https:\/\/atlax360.com\/pt-pt\/blog\/3-consejos-para-una-optima-gestion-de-riesgo-de-credito\/#primaryimage"},"thumbnailUrl":"https:\/\/atlax360.com\/wp-content\/uploads\/2023\/02\/blog58.jpg","keywords":["padr\u00e3o","risco","seguro de cr\u00e9dito","venda a cr\u00e9dito"],"articleSection":["Seguro Cr\u00e9dito","Todos os posts"],"inLanguage":"pt-PT"},{"@type":["WebPage","ItemPage"],"@id":"https:\/\/atlax360.com\/pt-pt\/blog\/3-consejos-para-una-optima-gestion-de-riesgo-de-credito\/","url":"https:\/\/atlax360.com\/pt-pt\/blog\/3-consejos-para-una-optima-gestion-de-riesgo-de-credito\/","name":"3 Conselhos para a melhor gest\u00e3o do risco de cr\u00e9dito","isPartOf":{"@id":"https:\/\/atlax360.com\/pt-pt\/#website"},"primaryImageOfPage":{"@id":"https:\/\/atlax360.com\/pt-pt\/blog\/3-consejos-para-una-optima-gestion-de-riesgo-de-credito\/#primaryimage"},"image":{"@id":"https:\/\/atlax360.com\/pt-pt\/blog\/3-consejos-para-una-optima-gestion-de-riesgo-de-credito\/#primaryimage"},"thumbnailUrl":"https:\/\/atlax360.com\/wp-content\/uploads\/2023\/02\/blog58.jpg","datePublished":"2019-04-10T22:00:00+00:00","dateModified":"2023-03-27T09:48:29+00:00","description":"Gesti\u00f3n de cr\u00e9dito y cobro B2B Atlax 360 Order to Cash","breadcrumb":{"@id":"https:\/\/atlax360.com\/pt-pt\/blog\/3-consejos-para-una-optima-gestion-de-riesgo-de-credito\/#breadcrumb"},"inLanguage":"pt-PT","potentialAction":[{"@type":"ReadAction","target":["https:\/\/atlax360.com\/pt-pt\/blog\/3-consejos-para-una-optima-gestion-de-riesgo-de-credito\/"]}]},{"@type":"ImageObject","inLanguage":"pt-PT","@id":"https:\/\/atlax360.com\/pt-pt\/blog\/3-consejos-para-una-optima-gestion-de-riesgo-de-credito\/#primaryimage","url":"https:\/\/atlax360.com\/wp-content\/uploads\/2023\/02\/blog58.jpg","contentUrl":"https:\/\/atlax360.com\/wp-content\/uploads\/2023\/02\/blog58.jpg","width":550,"height":367,"caption":"3 Consejos para una optima gestion de riesgo de credito"},{"@type":"BreadcrumbList","@id":"https:\/\/atlax360.com\/pt-pt\/blog\/3-consejos-para-una-optima-gestion-de-riesgo-de-credito\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Seguro Cr\u00e9dito","item":"https:\/\/atlax360.com\/pt-pt\/blog\/categoria\/seguro-credito-pt\/"},{"@type":"ListItem","position":2,"name":"3 Conselhos para a melhor gest\u00e3o do risco de cr\u00e9dito"}]},{"@type":"WebSite","@id":"https:\/\/atlax360.com\/pt-pt\/#website","url":"https:\/\/atlax360.com\/pt-pt\/","name":"Atlax 360","description":"Gestionamos OTC de forma f\u00e1cil y r\u00e1pida.","publisher":{"@id":"https:\/\/atlax360.com\/pt-pt\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/atlax360.com\/pt-pt\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"pt-PT"},{"@type":"Organization","@id":"https:\/\/atlax360.com\/pt-pt\/#organization","name":"Atlax 360","alternateName":"Atlax 360 Risk Management Designated Activity Company","url":"https:\/\/atlax360.com\/pt-pt\/","logo":{"@type":"ImageObject","inLanguage":"pt-PT","@id":"https:\/\/atlax360.com\/pt-pt\/#\/schema\/logo\/image\/","url":"https:\/\/atlax360.com\/wp-content\/uploads\/2026\/09\/atlax-360-logo-seo.png","contentUrl":"https:\/\/atlax360.com\/wp-content\/uploads\/2026\/09\/atlax-360-logo-seo.png","width":1200,"height":675,"caption":"Atlax 360"},"image":{"@id":"https:\/\/atlax360.com\/pt-pt\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/Atlax360\/","https:\/\/www.youtube.com\/@atlax360","https:\/\/www.linkedin.com\/company\/71519339\/admin\/dashboard\/"]},{"@type":"Person","@id":"https:\/\/atlax360.com\/pt-pt\/#\/schema\/person\/76c96f00fba3fe89da4e69f73010cfee","name":"Alberto Tendero","image":{"@type":"ImageObject","inLanguage":"pt-PT","@id":"https:\/\/secure.gravatar.com\/avatar\/2f6236eb79333ba3a6127ee7e74a483d4c19d19d24e30fa36ddb7cc54ce6ab70?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/2f6236eb79333ba3a6127ee7e74a483d4c19d19d24e30fa36ddb7cc54ce6ab70?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/2f6236eb79333ba3a6127ee7e74a483d4c19d19d24e30fa36ddb7cc54ce6ab70?s=96&d=mm&r=g","caption":"Alberto Tendero"}}]}},"_links":{"self":[{"href":"https:\/\/atlax360.com\/pt-pt\/wp-json\/wp\/v2\/posts\/1703","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/atlax360.com\/pt-pt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/atlax360.com\/pt-pt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/atlax360.com\/pt-pt\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/atlax360.com\/pt-pt\/wp-json\/wp\/v2\/comments?post=1703"}],"version-history":[{"count":0,"href":"https:\/\/atlax360.com\/pt-pt\/wp-json\/wp\/v2\/posts\/1703\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/atlax360.com\/pt-pt\/wp-json\/wp\/v2\/media\/1039"}],"wp:attachment":[{"href":"https:\/\/atlax360.com\/pt-pt\/wp-json\/wp\/v2\/media?parent=1703"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/atlax360.com\/pt-pt\/wp-json\/wp\/v2\/categories?post=1703"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/atlax360.com\/pt-pt\/wp-json\/wp\/v2\/tags?post=1703"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}