Set up your own policy and manage it in just a few clicks.
No need to insure all your sales, with a flexible and efficient credit insurance policy, reducing the bureaucracy and administrative burden associated with it.
A solution customised to the needs of your company, which allows you to protect and insure only the customers you require. Pay a premium for the invoices actually covered and avoid costs and inconveniences derived from non-payment. Our cloud platform allows the control and optimisation of both the insured and uninsured portfolio, gaining efficiency and freeing up your teams’ time.

Flexible Coverage
No commitment to insure all your sales
- For any type of client
Micro-SMEs, self-employed, non-commercial companies, etc.
- Flexible duration of coverage
3, 6 or 12 months.
Cost Savings
Elimination of costs linked to the traditional policy.
- No classification and maintenance costs
- Without opening nor claim file expenses
- No recovery expenses
- No other hidden costs
Such as the administrative management of the policy.
With the Best Guarantee
We are an underwriting agency of the Munich Re group.
Munich RE is a world-leading provider of reinsurance, direct insurance and near-insurance risk solutions. The company is active worldwide in all lines of insurance and stands out for its unique risk expertise and outstanding financial strength.
Operational Simplicity. Less Bureaucracy
With an integrated backoffice reducing the administrative tasks associated with credit insurance.
- Fully integrated with your system
No specific communications.
- Policyholder management card
Traceability of all actions. Automatic communications to the debtor.
- Proactive alert system
Linked to policy requirements.
- Streamlined claims process
Online claim declaration.
Immediacy
Fast activation of coverage for new customers in real time, without waiting.
- Assessment of potentials
No waiting time.
- Possibility to add uninsured clients
To your policy at any time.
Self-management
Prevention and control over the entire portfolio, insured and uninsured, thanks to our Yndika cloud platform that allows you to:
Transaction Evaluation
Risk Monitoring
Debt Recovery
Reporting
End-to-end online service
Our cloud platform, Yndika, allows you to control, monitor and optimise both the insured and uninsured portfolio.

Yndika Flexible Credit Insurance will provide protection and prevention tailored to your company:
- 100% control of your portfolio:
With the peace of mind of an insurance policy and self-management mechanisms for the uninsured portfolio.
- Process Automation:
Gaining efficiency and freeing up your teams’ time, both for the management of the insured and uninsured portfolio.
And with the tranquility of protecting your credit sales against possible non-payments.
The ATLAX 360 credit insurance service is provided by ESPISAN AGENCIA DE SUSCRIPCIÓN S.L., CIF B93742120 and number of Registro Administrativo de Distribuidores de Seguros y Reaseguros AS-0108, an agency of Great Lakes Insurance SE, a Munich Re company
